PremFina Cookie Policy
1. Introduction
Please read this cookie policy carefully as it contains important information on who we are and how we use cookies on our website. This policy should be read together with our Website Privacy Policy which sets out how and why we collect, store, use, and share personal information, your rights, and how to contact us or supervisory authorities if you have a complaint.
Our website and who we are
This cookie policy relates to your use of our website. This website is operated by PremFina Limited. PremFina Limited is a Financial Conduct Authority authorised premium finance provider.
PremFina Limited are committed to providing transparency and safeguarding your privacy. This Cookie Policy outlines how we use cookies and similar technologies on our website to enhance your user experience.
In accordance with UK General Data Protection Regulation (GDPR), we ensure that your personal data is handled responsibly and with your consent. This policy explains what cookies are, the types of cookies we use, why we use them, and how you can manage your cookie preferences.
By continuing to browse our website, you consent to the use of cookies as described in this policy. However, you have the right to manage and control your cookie settings at any time.
We use “cookies” for certain areas of our website. Cookies are small data files stored on your computer (or other internet enabled devices, such as a smartphone or tablet) when you visit a website. Cookies help us monitor, improve the functionality usage and your experience of our website. We use cookies to see which areas and features are popular and to count visits to our website, to recognise you as a returning visitor and/or to tailor your experience of the website according to your preferences.
Cookie Name: cb-enabled
Description: This cookie is associated with a free script that shows a cookie alert notice on a website. It is used to record when the user has dismissed the notice to prevent it reappearing on return visits.
Session or Persistent: Persistent Cookie - expires after 1 year
Can Cookie Be Disabled: No
More Information: https://cookiepedia.co.uk/cookies/cbenabled
Cookie Name: _ga
Description: Google Analytics: This cookie provides us with feedback on how you move through our site. All data collected is anonymous.
Session or Persistent: Persistent Cookie - expires after 2 years
Can Cookie Be Disabled: Yes
More Information: https://policies.google.com/technologies/cookies
Cookie Name: _gid
Description: Google Analytics: This cookie is used to run analytics functionality.
Session or Persistent: Persistent Cookie - expires after 2 years
Can Cookie Be Disabled: Yes
Cookie Name: _gat_gtag_UA_1_06815191_1
Description: Google Analytics: This cookie is used to run analytics functionality.
Session or Persistent: Session Cookie - expires when you close your browser
Can Cookie Be Disabled: Yes
Cookie Name: IDE
Description: Google DoubleClick: This cookie is used to tell us what sections of their sites you are browsing. This information belongs to the website owner only.
Session or Persistent: Persistent Cookie - expires after 1.5 years
Can Cookie Be Disabled: Yes
Cookie Name: DSID
Description: Google DoubleClick: This cookie is used to tell us what sections of their sites you are browsing. This information belongs to the website owner only.
Session or Persistent: Session Cookie - expires when you close your browser
Can Cookie Be Disabled: Yes
2. Consent to use cookies
2.1 Essential cookies
Certain features on our website depend on cookies to function (see relevant section in table above). We do not require your consent to place these essential cookies, but it is important you are aware of them. You may however block them by changing your own private internet browser’s settings, but restricting these cookies is likely to mean that our website will not work as you would expect, and certain functionality may be inoperable
2.2 Non-Essential cookies
Before non-essential cookies are placed on your device, you will be shown a banner prompt requesting your consent. By giving your consent you are enabling us to place our non-essential cookies which we use to provide the best possible experience and service to you. The different types of non-essential cookies we use are set out in the below.
2.2.1 Marketing
These cookies are used for tracking your browsing behaviour and how you Interact with advertisements.
2.2.2 Analytical/performance cookies:
They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. We use cookies to compile visitor statistics such as how many people have visited our website, how they reached our website, what type of technology they are using (e.g. Mac or Windows, which helps to identify when our website isn’t working as it should for particular technologies), how long they spend on the website and what page they look at. This helps us to continuously improve our website.
2.2.3 Functionality cookies:
These are used to recognise you when you return to our website. This enables us to personalise our content for you and remember your preferences (for example, your choice of language or region).
2.2.4 Targeting cookies:
These cookies record your visit to our website, the pages you have visited and the links you have followed. This information will be used by us and third parties to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose but only if you consent to such sharing.
2.2.5 Social website cookies
In order to easily “Like” or share our content, we have included sharing buttons on our website for certain social media sites. These cookies are set by the third-party social media sites to which they relate, including Facebook, Twitter and LinkedIn. The privacy implications vary from social media site to social media site and will be dependent on the privacy settings you have chosen on these sites. Please refer to the relevant social media site’s privacy and cookies policy for more information.
3. How do you change your cookie settings
Most browsers have cookies enabled by default. However, if you don’t want to enable cookies, you’ll still be able to browse the website.
If you wish to disable all cookies, you can usually opt-out by setting your browser to remove or reject browser cookies.
To disable specific cookies, you can opt-out using the opt-out mechanisms and links provided in the chart above. You can also delete cookies that have already been set through your browser settings.
Please note that if you choose to disable some categories of cookies that we use (e.g. essential cookies), you may experience reduced functionality or be prevented from using the websites altogether.
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
To learn more on how to disable cookies on your browser, please consult your browser “help” section or go to http://www.aboutcookies.org.
4. How to contact us
Please contact us If you have any questions about this cookie policy or the information we hold about you.
You may contact us at customers@premfina.com or compliance@premfina.com and/or write to us at:
PremFina Limited,
Tintagel House
92 Albert Embankment
Vauxhall, London
SE1 7TY
United Kingdom
PremFina Ireland Ltd
Alexandra House
The Sweepstakes
Ballsbridge
Dublin
DO4 C7H2
Republic of Ireland
6. Changes to this cookie policy
We may change this cookie policy from time to time and any changes made in the future will be posted on this page. Please check back frequently to see any updates or changes to this cookies policy. We will also bring your attention to such changes by updating our cookie banner/ pop-up.
This policy was last updated on 27 January 2025